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Leave Us a Review

Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

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Justin-lee Renfro

March 19, 2025

5  out of  5
rating by Justin-lee Renfro
"Me and my wife have been with Matt's firm for around a year now. He carries our cars, RV, and life insurance. The best part of a local insurance agent is always being able to talk to the same person. No call center queue, no random company people that didn't care about you. His staff is genuine, friendly, knowledgeable, and extremely knowledgeable. Great rates, great service, HIGHLY RECOMMEND!"
We responded:
"Thank you, Justin-lee, for sharing your experience! I'm happy to know that you and your wife appreciate the personal touch and consistency we strive to provide. It's wonderful to hear that our team has been genuine and knowledgeable in assisting you with your insurance needs. We're here for any other questions or assistance you might need!"
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Carollera C

March 17, 2025

5  out of  5
rating by Carollera C
"Very patient and knowledgeable"
We responded:
"Thank you, Carollera, for your kind words! I'm glad to know that our patience and expertise made a positive impact on your experience. If you have any questions or need further assistance, feel free to reach out. We're here to help!"
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kojo Boadu

March 14, 2025

5  out of  5
rating by kojo Boadu
"Great customer service"
We responded:
"Thank you, Kojo, for your fantastic feedback! I'm happy to know you appreciated our customer service. If you have any questions or need assistance in the future, feel free to reach out. We're here to help!"
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Robin Ciarpella

March 14, 2025

5  out of  5
rating by Robin Ciarpella
"We had a phone review of all our accounts with Angela Boone yesterday. She was awesome. She explained all of our policies and went over all our information. Angela is definitely a good addition to your office."
We responded:
"Thank you, Robin, for sharing your experience! I'm delighted to hear that Angela provided such excellent service during your phone review. Her ability to clearly explain policies and review your information is truly valuable. We're grateful to have her as part of our team. If you have any more questions or need further assistance, feel free to reach out anytime!"
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Tarsilla Thompson

March 13, 2025

5  out of  5
rating by Tarsilla Thompson
"Bryan was very helpful and patiently answered all my questions!"
We responded:
"Thank you, Tarsilla, for sharing your experience! I'm glad Bryan was able to assist you and answer all your questions. If you have any more inquiries or need further assistance, feel free to reach out to our office anytime. We're here to help!"
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Cindy Keefer

March 12, 2025

5  out of  5
rating by Cindy Keefer
"I’m a new customer for this office and I called the office and spoke with Laurie. Laurie helped me quickly by answering my questions and reassuring me that I have completed everything necessary. Thank you Laurie!"
We responded:
"Thank you, Cindy! I'm happy to hear that Laurie was able to assist you promptly and provide the reassurance you needed. We're here to help, so feel free to reach out to our office anytime you have questions or need further assistance. Welcome to our community!"
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Kahlil Dias

March 11, 2025

5  out of  5
rating by Kahlil Dias
"Very knowledgeable and dependable! State Farm have been wonderful"
We responded:
"Thank you, Kahlil, for your fantastic review! I'm happy to know you find our team knowledgeable and dependable. It's wonderful to hear that your experience with State Farm has been so positive. If you ever need assistance or have any questions, feel free to reach out. We're here to help!"
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Bonnie Perez

March 10, 2025

5  out of  5
rating by Bonnie Perez
"Very respectful employees. Very helpful, responsive and helpful."
We responded:
"Thank you, Bonnie, for your wonderful review! I'm happy to know that our team was respectful, helpful, and responsive during your experience. If you ever have any questions or need assistance, please feel free to reach out. We're here to help!"
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Cox David

March 6, 2025

5  out of  5
rating by Cox David
"Andrea , was the best !!!! Nothing else to be sais."
We responded:
"Thank you, David! I'm so happy to hear that Andrea provided you with such excellent service."
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Lucas Flavell

March 6, 2025

5  out of  5
rating by Lucas Flavell
"Angela Boone helped me with my Home and Auto insurance and was incredibly kind and knowledgeable with getting me the best coverage. 10/10 highly recommend!"
We responded:
"Thank you, Lucas, for the fantastic review! I'm delighted to hear that Angela provided you with such kind and knowledgeable service for all of your insurance needs. Your recommendation means a lot to us. If you ever have more questions or need assistance, feel free to reach out!"
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Shane Weeks

March 3, 2025

1  out of  5
rating by Shane Weeks
"I recently switched (4) commercial policies to Matt Gardner State Farm and it turned into a big waste of time. Everything started off okay, I sent Bryan the declaration pages to my previous insurer and answered some questions. Just a few days later he told me he was able to save me money on all 4 policies (over $2k annually) even though I added an additional vehicle. Soon after the policies were put into affect, Bryan reached out with another list of questions that needed to be answered ASAP. At This point, It had been weeks since I paid for coverage/service and had nothing to show for it. I needed COIs (Certificate of Insurance) sent to the local jurisdictions prior to canceling my previous insurance, he was unable to produce the COIs. After arguing back and forth, he finally sent the COI's. The COIs were getting turned down by the local jurisdictions because the coverage/amounts didn't meet the requirements...This was strange considering he had the declarations and COIs from the previous insurer. At this point I reached out to my previous insurance provider and started bringing policies back to them because Matt Gardner State Farm started sending me notices of rate increase and policy cancellation. Prior to leaving State Farm I tried to call and leave a message for Matt Gardner but Bryan returned my call, we couldn't save the business relationship. I'm no longer with State Farm nor do I plan on going back. In addition, Matt Gardner State Farm sent a notice stating they will not refund my workman's comp payment until we complete an audit. We haven't received any information on the audit or submitting any information. Update: still nothing on the audit/refund for workman’s comp. In addition, we’re now receiving registration suspension notices from the MVA for not having automotive insurance while we were covered by State Farm. I emailed this reminder on February 18 and no response. “Hey Bryan, I need you to update the insurance information with the MVA. I received a notice in the mail, they need to see proof of insurance from 12-20-2024 to 01-15-2025. Sorry for the inconvenience. Thanks, -Shane”"
We responded:
"Shane, I apologize for your frustration with the process of switching your business insurance over to our office to save over $2,000 annually. Once applications for new policies are submitted through our office they go to our corporate underwriting department for review. In the process of underwriting new policies it is common that additional questions arise before the policies are issued and mailed to you. If the questions from our underwriting department are not responded to in a timely manner then adverse action or cancellation of policies may take place. I am sorry that the underwriting questions were more than anticipated. You will receive any refunds owed from the cancellations of your policies. Update (I have provided the same response under your wife Melanie's review as this is the same situation): "Management in my office reached out to your household on 2/12/25 to address your concerns and see if there was anything else that we could help you with after seeing your husbands 1* review. Our office did not receive a call back from your household." "It is protocol in our office to respond to all emails within 24 hours. If there is an instance when we do not there is typically an away message on the office representatives email directing any customer to call the office for service at 410-838-1010 if they are out of the office or unavailable for any reason. I do not see any notes in my system showing that any phone calls were placed to the office to address your situation. I apologize for the lack of communication pertaining to this situation as Bryan has been out of the office taking care of emergency personal family matters. Although we do have 14 other licensed insurance professionals in our offices to take care of your needs if you give us a call at 410-838-1010." Melanie called into the office yesterday and FR-19's were processed accordingly. The office management team also reached out after the situation was taken care of to see if we could address any additional questions or concerns and our office did not receive a call back. "
Profile photo of Melanie Weeks

Melanie Weeks

March 3, 2025

1  out of  5
rating by Melanie Weeks
"I switched my personal auto policy to State Farm a few months back and since it resulted in a cost savings, I recommended my husband get a quote for our business insurance. We ended up switching to State Farm and it’s been an absolute disaster to say the least. We ended up switching back to our previous business insurance provider, who are more expensive but competent. My husband received a notice from the MVA requiring proof of insurance on his business vehicles. He sent an email to Bryan Gamble asking him to provide proof of insurance of February 18th. Picture of email below. Bryan never did so now the registration plates have been suspended on all of the work trucks. I’m pricing out insurance now to switch my personal policy as I no longer want them having any of our insurance policies after this experience."
We responded:
"Melanie, I have copied the same response from your husbands review as this is the same situation. "Shane, I apologize for your frustration with the process of switching your business insurance over to our office to save over $2,000 annually. Once applications for new policies are submitted through our office they go to our corporate underwriting department for review. In the process of underwriting new policies it is common that additional questions arise before the policies are issued and mailed to you. If the questions from our underwriting department are not responded to in a timely manner then adverse action or cancellation of policies may take place. I am sorry that the underwriting questions were more than anticipated. You will receive any refunds owed from the cancellations of your policies." I did not see any negative notes in our system with regard to your home and auto insurance account besides saving you money on your policies when you switched over to our office in October 2024. Management in my office reached out to your household on 2/12/25 to address your concerns and see if there was anything else that we could help you with after seeing your husbands 1* review. Our office did not receive a call back from your household. It is protocol in our office to respond to all emails within 24 hours. If there is an instance when we do not there is typically an away message on the office representatives email directing any customer to call the office for service at 410-838-1010 if they are out of the office or unavailable for any reason. I do not see any notes in my system showing that any phone calls were placed to the office to address your situation. I apologize for the lack of communication pertaining to this situation as Bryan has been out of the office taking care of emergency personal family matters. Although we do have 14 other licensed insurance professionals in our offices to take care of your needs if you give us a call at 410-838-1010. Update: Melanie called into the office yesterday and FR-19's were processed accordingly. The office management team also reached out after the situation was taken care of to see if we could address any additional questions or concerns and our office did not receive a call back."
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A. K. Wells

February 26, 2025

5  out of  5
rating by A. K. Wells
"Angela Boone helped me navigate My choices for auto home and life insurance. She explained everything in detail to help me to make decisions for my policies. I never felt ill uninformed About my decisions. Thank you to the entire Matt Gardner team!!"
We responded:
"Thank you for your wonderful feedback! I'm delighted to hear that Angela was able to guide you through your insurance options with such clarity. It's fantastic to know you felt well-informed throughout the process. Our team is here to assist you anytime, so don't hesitate to reach out for any other insurance needs or questions."
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Antoine Johnson

February 26, 2025

5  out of  5
rating by Antoine Johnson
"My service today was off the charts excellent I’m very thankful for the representative I held a conversation with she was the best."
We responded:
"Thank you, Antoine, for your fantastic feedback! I'm so happy to hear that your experience was excellent and that our representative made such a positive impact. We're here to help with any future needs or questions you might have. Feel free to reach out anytime!"
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Kim Torres

February 19, 2025

5  out of  5
rating by Kim Torres
"Julie was awesome! Very professional and honest Answered and questions I had and helped me save money."
We responded:
"Thank you, Kim! I'm happy to know that Julie provided you with professional and honest service. It's great to hear she was able to assist with your questions. If you need further assistance, feel free to reach out to our office anytime!"
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Jorge Haynes

February 13, 2025

5  out of  5
rating by Jorge Haynes
"Quick response to your inquiry and straight forward feedback."
We responded:
"Thank you, Jorge! I'm glad you appreciated the quick response and straightforward feedback. If you have any more questions or need further assistance, feel free to reach out. We're here to help!"
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Anna Korzeniewska

February 12, 2025

5  out of  5
rating by Anna Korzeniewska
"Great experience! Very professional, fast, nice! Thank you, Julie!"
We responded:
"Thank you, Anna, for sharing your positive experience! I'm glad to know that Julie's professionalism and efficiency made a great impression. If you have any questions or need further assistance, feel free to reach out anytime."
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eleanor

February 11, 2025

5  out of  5
rating by eleanor
"Bryan Gamble : was very helpful, customer agent he makes sure that all my questions were answered & tell me about new services that will help me save on my insurance. very satisfied with my insurance i have good customer service from Bryan & my cars are all insured."
We responded:
"We thank you for your feedback and appreciate you!"
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Andrea Harris

February 5, 2025

5  out of  5
rating by Andrea Harris
"I had the pleasure of speaking with Matt Gardner at State Farm, and his professionalism was exceptional. When I called with questions regarding my policy, he demonstrated remarkable patience and expertise. Thank You Matt"
We responded:
"Thank you, Andrea, for sharing your experience! I'm happy to know that we could assist you with your policy questions. Your kind words about our professionalism and patience mean a lot. If you have any more questions or need further assistance, feel free to reach out anytime!"
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Kenneth Bruce

February 4, 2025

5  out of  5
rating by Kenneth Bruce
"Julie Crowe was excellent, wonderful honest and professional in helping me get insurance. I will recommend the Matt Gardner Agency to anyone."
We responded:
"Thank you, Kenneth, for your fantastic feedback! I'm glad to hear that Julie provided you with such excellent and professional service. Your recommendation means a lot to us. If you have any further questions or need assistance, feel free to reach out anytime."
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Kathleen Nelson

January 31, 2025

5  out of  5
rating by Kathleen Nelson
"Jack Coffren ...patiently answered my questions over and over, he's an A+ agent in customer satisfaction."
We responded:
"Kathleen, thank you for the awesome review! I'm happy to hear that Jack was able to assist you with patience and dedication. We truly value his commitment to customer satisfaction. If you have any more questions or need further assistance, feel free to reach out to our office anytime."
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Carol Brown

January 30, 2025

5  out of  5
rating by Carol Brown
"great service"
We responded:
"Your review made our day, and we're eager to provide you with another exceptional experience. See you again soon!"
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Rozel Owens

January 24, 2025

5  out of  5
rating by Rozel Owens
"Great experience with Matt Gardner, very helpful and patient with me to all of my questions regarding to my insurance policy to get great discounts"
We responded:
"Thank you, Rozel, for your wonderful feedback! I'm happy to know that you had a great experience with our office and that we could assist you with your insurance questions. It's fantastic to hear that you found the discounts beneficial. If you have any more questions or need further assistance, feel free to reach out anytime. We're here to help!"
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Frederick Eskridge IV

January 13, 2025

5  out of  5
rating by Frederick Eskridge IV
"Miss. Angela helped so much. I really enjoyed dealing with her. State Farm is saving me a ton of money!! Thank you."
We responded:
"Thank you, Frederick! I'm delighted to hear that Angela was able to assist you so effectively. It's wonderful to know that our Bel Air is helping you save a significant amount. If you have any more questions, feel free to reach out to our office. We're here to help!"
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Google User

January 8, 2025

5  out of  5
rating by Google User
"Julie is amazing! She got all my issues sorted out, and found me the lowest rate out there. Super responsive and helpful."
We responded:
"We're so happy to hear about your positive experience with Julie! Her dedication to resolving issues and finding great rates truly makes a difference. We're grateful to have her on our team."